SMABTP

Reference insurer for construction and real estate

Anchored in the construction industry for 165 years, the SMABTP Group is now a leading player in the insurance market in France and Europe. As a mutual insurer, the group supports its members and clients in both their professional and personal lives. It offers them tailored and innovative solutions to meet the challenges of the construction and real estate sectors.

Key Figures (as of the end of 2024)

180 000
Members
4 400
collaborators
5.368 million
euros in insurance revenue
249 million
euros in net income
9 billion
euros in equity (eligible S2)
245 %
solvency ratio

Know us

Our International Presence

Our History

Our Governance

A leading insurance group for builders

European leader in construction insurance

No. 1 insurer for ten-year liability

No. 1 in construction equipment insurance

No. 1 in property damage insurance (IDI)

5,500 construction or renovation projects insured each year

26,000 professional property damage insurance policies managed

Leading insurer for social housing

Sixth-largest insurer for vehicle fleets

Property and Liability Insurance

SMABTP is established internationally.

SMABTP aims to make its service offerings available to men and women in the construction industry internationally.

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Annual Report

Introduction to SMABTP

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The SMABTP Group Rated A+
In February 2020, the Group initiated a rating process which resulted in SMA SA receiving an A+ rating with a stable outlook from Fitch Ratings. This rating was confirmed in July 2023 and supplemented by a second A+ rating for SMABTP. In September 2024, these ratings were confirmed again, acknowledging the Group’s recent acquisitions that diversified its activities and strengthened its international presence. The Group also reduced its equity exposure, lowering its risky assets ratio from 90% at the end of 2022 to 74% at the end of 2023. These results reflect the Group's financial solidity as well as its excellent practices in capitalization and provisioning.

SMABTP's corporate social responsibility (CSR) approach is inherently rooted in its 165-year history as a mutual insurer. 

Discover our CSR Policy

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