The SMABTP group enables construction companies to meet their liability and ten-year insurance obligations and to cover their business, their construction sites and their customers against damage during construction work. Its solutions also cover civil liability and legal protection.

Construction machinery is essential to the smooth running of a business. The Group offers a tailor-made damage insurance policy to protect it in the event of an accident (theft, fire, overturning, etc.), whether the company owns or leases it.  

The Group also covers damage that a drone could cause to third parties in the course of professional activities.

The SMABTP group has developed a comprehensive range of insurance policies to protect business premises and construction sites in order to ensure business continuity even in the event of a disaster (fire, theft, water damage, etc.). The same applies to rented property, which must be insured for risks not covered by the tenant's insurance.

With fleet insurance, all vehicles used in the course of a company's business are covered in the event of damage.

Whether for the company's own account or through a carrier, the SMABTP group protects goods and equipment from potential damage, loss, or theft during transport or storage.

Decisions made by a manager may result in them being held liable. The SMABTP group offers civil liability cover for all corporate officers, de jure or de facto managers, who are held liable as a result of actual or alleged misconduct in the management of their company.

The SMABTP group leverages its expertise in construction insurance and its knowledge of the sector to help member companies anticipate their obligations and commitments as employers in the construction industry (payment of daily allowances, severance pay, etc.). We also offer a solution to assist with labor court rulings.

The SMABTP group covers companies against the consequences of malicious attacks on their computer data.

In order to meet the legal and contractual obligations of businesses, the SMABTP group offers a wide range of market guarantees and sureties to cover all their needs, optimize their cash flow, and provide security for the project owner.

In November 2024, the joint venture GALIAN SMABTP was created, combining the activities of the SMABTP group dedicated to real estate professionals with those of GALIAN, an insurer for real estate professionals for over 60 years. GALIAN-SMABTP now leverages its expertise to meet the needs of real estate professionals and their clients. For property managers, property administrators, and real estate agents, the company offers a comprehensive range of insurance solutions specifically designed for the sector. Thanks to its in-depth knowledge of the market, GALIAN-SMABTP supports customers in the day-to-day management of their risks and remains a preferred partner of professional real estate federations.

In France with SMABTP and in Portugal with its subsidiary Victoria, the SMABTP group offers its members—individuals and professionals—personal insurance solutions tailored to every stage of their lives. Victoria stands out in particular for its expertise in health and civil liability.